Libreng Stock Market 101 Webinar ng PSE!

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May Free Stock Market 101 Webinar ang Philippine Stock Exchange mamayang 3:30 PM. Pwede pang humabol mga tropa!

Pwede rin mag-join via smartphone, download nyo lang yung “GoToWebinar” na app. Sali na kayo, yung last month kasi, mga 200 lang nag-sign up. Informative rin ito sa mga may experience na rin sa stock market tulad natin, parang review kung baga.

 

Sign Up na!

https://attendee.gotowebinar.com/register/4276868603703676161

COL Live Tweet Session Aug 26, 2015

‪#‎AskCol‬ Live Tweet Session with Mr. Juanis Barredo, Chief Technical Analyst ng COL Financial, mamayang 4:30 pm na! #PSE

Kahit nasa trabaho ka man o buma-byahe, pwede ka nang mag-tanong ngayon. Mag-login lang sa twitter at i-mention ang @COLFinancial na may hashtag na #AskCol  kasama ng iyong tanong.

Tweet na!

Top 3 Money Tips For The Filipino Youth

Mobile load, online gaming on internet cafes, gimmicks, electronic gadgets and fashion are the stuffs that the average Filipino kids nowadays spend their money for. One youngster interviewed in a local TV station even admitted that she spends more money on her SUN/SMART/GLOBE prepaid load than snacks!

Are the Filipinos’ basic money management virtues such as frugality and practicality gone? Or we simply need to remind ourselves the importance of good money management skills? Well, we sure prefer the latter but the bitter truth is that thousands of our young guns out there need guidance on how to keep their dough.

The Filipino Youth and Their Finances

The Filipino Youth and Their Finances

 

Here are the Top 3 tips for the Filipino Youth:

 

#1 – KNOW THY MONEY-METER!

 

See those life-meter in the games you play? A fuel bar on that racing app or that resources or points needed to upgrade an item in your digital arsenal?

Same as with real life, we also have that kind of meter which is called the: Money-Meter. It is also limited and it will soon be exhausted if you don’t manage it very well.

Back in 2004, my allowance was P150 a day which covers my transportation cost to and from Mapua Makati (which is about a total of P80) and P30 for snack or lunch. The P40 difference is the amount I set aside for my savings and for the usual college gimmicks.

Though the prices had certainly gone up now because of inflation, the idea of spending just within your means is still applicable today. Just like the budget specified above, you too can detail all your expenses to have that overview of your total spending. This will definitely help you survive and win, not just in games, but also in real life.

 

 

#2 – GET PAID!

 

Aside from your daily allowance, where else can you get cash?

Young ones nowadays can either go into a part-time job during their free time from class hours or venture out doing online jobs. The most in-demand work today are writing, translation, programming and web development and graphic design which were made possible by popular online job portals such as Upwork.com, Freelancer.com and even including the Philippine-based 199jobs.com website.

If you have the guts to do any of these, then this is the perfect time to grab the opportunity. You might also want to try starting a business of your own, such as selling home-made desserts, buy & sell stuffs or setting up your own online shop. Alternatively, you can also dive into the world of investing at our very own Philippine Stock Market for just 5,000 pesos through COL Financial’s EIP.

Trivia: Warren Buffett bought his first stock at 11 years old! And that was back in 1940s!

Remember that Mark Zuckerberg , Nick D’Aloisio, Bill Gates, Steve Jobs and other successful folks started young as you are right now! At this crucial point of your life, you must start practice earning and handling their own money wisely, and get paid in the process! Because if not now, then when?

 

#3 – SAVE IT! SAVE IT! 

 

While you may be earning a lot of money, you shouldn’t spend all of it especially on things you don’t really need that much. Having savings to tap on when times get rough proved to be a necessity for everyone.

Therefore, what you can do is to calculate your income and find the sum total of your usual weekly or monthly expenses and deduct the amount from your income. The rest must go to your bank account.

For youngsters, opening bank accounts that have low initial deposit is the first step to learning frugality and practicality. For example, one might want to try BPI’s easy saver account. At BPI’s easy saver, you only have to allot 250 pesos for your initial deposit and your ATM account.

 

Wrapping It Up!

 

See how easy it is to save your money today? Do Savings, Banking and Investing early, so you can learn the basics of financial management without begging your parents to back you up all the time. Being independent at an early age is a good training for the future.

The basic norms of handling your money properly are summarised in three points discussed above: First, determine the things you spend your money for regularly by setting and sticking to your budget. Second, find a part-time job or a small business that will generate income and hone your skills in the process. And lastly, keeping track of your spending and savings, avoiding unnecessary losses.

Follow these norms, and reap the sweet fruits of being a fine steward of your own finances! Cheers!

COL Live Tweet Session!

Palagi ka bang nasa Twitter? May tanong ka ba tungkol sa stocks, market trends at kung paano pumili ng tamang investment? 

Kung Oo, tamang tama dahil may Live Tweet Session ulit ang COL Financial ngayong darating na Miyerkules (July 22) bandang 4:30 – 5:30 ng hapon.

  

Subaybayan lang ang kanilang twitter account: 

http://twitter.com/COLFinancial
Tara na’t mag-prepare na ng mga “stocks question” natin at sama samang matuto (at mapalago ang pera) sa mga ganitong gawain. 

Tweet na! 

COL Fund Source, Malapit na!

COL Fund Source

Nag-invest ka ba sa Mutual Funds? Ikaw ba ay isang Stock Investor na gustong i-manage ang iyong stocks portfolio, kasama na rin ang iyong mga mutual funds?

Kung oo ang iyong sagot, eh tamang-tama ang bagong produkto ngayon ng COL Financial na COL Fund Source para sa iyo. Naka-schedule itong i-launch sa 3rd quarter ngayong taon. Narito ang isang video kung papaano i-redeem ang iyong mutual funds investments gamit ang COL Fund Source:

 

 

 

Invest na!